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A central heating boiler insurance scheme can assist a great deal by allaying your repair costs

A central heating boiler insurance scheme can assist a great deal by allaying your repair costs

Although you don’t have to worry about heating in the warmer months, everybody needs hot water for washing up, showers and so on, which is why you never want to be caught out with a broken heating boiler. No one remembers about the central heating system in their house until that day when it breaks down. Right away it comes to the front of the agenda with a recognition of its importance and the costly nature of its maintenance.

If you live in a rented house, your landlord will take care of all the finances related to gas boiler servicing. Should anything go wrong when you are the homeowner the situation is different so you might think of putting a little aside to cover this risk.

If your gas boiler has been in use for more than a decade, it is recommended that you buy a new model; you will be able to reduce your fuel costs significantly, especially by going for a high-efficiency one. You can select a new gas boiler type based on the size of your house, the number of family members and the current boiler type. If you have a small home with few people and do not want to wait for hot water then a combi central heating system is your best option. In a combi boiler water is drawn through the mains and heated immediately eliminating the need of storage tanks. Although it is a great opulence to have on demand hot water at the turn of a tap take care if you’re in the shower when someone runs the hot tap!, the system will have a limited hot water heating capacity.

Another type of boiler is the sealed system gas boiler which has a hot water storage tank and is usually used for large families, as it allows several showers and hot water taps to work at the same time. The system central heating system needs not much space and it is quick and easy to install. The main disadvantage, however is that you will have to wait for the water in the tank to heat up.

If you live in an older home chances are that you have an open vent central heating system system, which takes up more space with two water tanks which are in the loft and a storage cylinder which is usually in the airing cupboard. This has similar benefits and disadvantages to the sealed systems as it enables several taps to be used at once, but you will have to wait for the water to heat and pressure is sometimes an issue.

The fifth type is a back central heating boiler which is bulkier, but can deliver hot water to several outlets under good pressure. Usually back boilers are kept in chimney breasts, but it is generally considered unwise to switch to a back gas boiler if you don’t already have one due to the higher installation costs. However repairing an existing back central heating boiler or replacing it with a new back central heating boiler can result in better efficiency and reduced long term costs.

But, no matter what kind of gas boiler you have in your home it can be very expensive to repair. That is why it is important to get heating insurance so you can be confident that any costs will be taken care of if something breaks down, costs which cover labour and spare parts for your central heating system. A central heating boiler insurance policy including coverage for yearly boiler inspections and emergency servicing for repairs will go a long way in reducing your annual gas boiler maintenance expenses.

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